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Economy of the Cook Islands

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An array of solar panels from Pukapuka, Cook Islands.
An array of solar panels from Pukapuka, Cook Islands.

The economy of the Cook Islands is based mainly on tourism, with minor exports made up of tropical and citrus fruit. Manufacturing activities are limited to fruit-processing, clothing and handicrafts.

As in many other South Pacific nations, the Cook Islands's economy is hindered by the country's isolation from foreign markets, lack of natural resources aside from fish, periodic devastation from natural disasters, and inadequate infrastructure.

Trade deficits are made up for by remittances from emigrants and by foreign aid, overwhelmingly from New Zealand. Efforts to exploit tourism potential, encourage offshore banking, and expand the mining and fishing industries have been partially successful in stimulating investment and growth.

Banking and finance

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Banks in the Cook Islands are regulated under the Banking Act 2011.<ref>Template:Cite web</ref> Banks must be licensed and are supervised by the Cook Islands Financial Supervisory Commission.<ref>Banking Act 2011, section 17.</ref>

The Cook Islands developed an offshore financial services industry in the early 1980s.<ref>Template:Cite web</ref> Allegations that New Zealand-based companies were using it as a tax haven led to the Winebox Inquiry in New Zealand in the 1990s, and in 2000 it was listed as a tax haven by the OECD.<ref>Template:Cite web</ref> In 2002 it was delisted after it agreed to fiscal transparency and to exchange tax information.<ref>Template:Cite web</ref><ref>Template:Cite web</ref> Allegations of being a tax haven re-emerged in 2013 following the International Consortium of Investigative Journalists Offshore Leaks.<ref>Template:Cite web</ref><ref>Template:Cite web</ref> Trusts incorporated in the Cook Islands are used to provide anonymity and asset-protection.<ref>Template:Cite webTemplate:Cbignore</ref> The Cook Islands also featured in the Panama Papers,<ref>Template:Cite web</ref> Paradise Papers,<ref>Template:Cite web</ref><ref>Template:Cite web</ref> and Pandora Papers<ref>Template:Cite web</ref><ref>Template:Cite web</ref> financial leaks.

The Bank of the Cook Islands was created in 2001 by merging the Cook Islands Development Bank and the Cook Islands Savings Bank.<ref>Template:Cite report</ref> Economist Vaine Nooana-Arioka has been executive director of the Bank of the Cook Islands since 2008.<ref name=":0">Template:Cite web</ref>

Mining

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In 2019, the Cook Islands passed the Sea Bed Minerals (SBM) Act.<ref name="sbma">Template:Cite web</ref>

In 2022, the Cook Islands Seabed Minerals Authority (SBMA) granted three exploration licenses for polymetallic nodules within their Exclusive Economic Zone to private companies Cobalt (CIC) Limited, Moana Minerals Limited and Cook Islands Investment Company (CIIC) Seabed Resources Limited, which is co-owned by the Cook Islands Government. The licenses expire in 2027.<ref name="Carstens">Template:Cite web</ref>

In 2025, the Cook Islands announced that it had signed a five-year agreement with China focused on exploration and research into seabed minerals.<ref name="Inayatullah">Template:Cite news</ref>

Economic statistics

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GDP
Purchasing power parity - $183.2 million (2005 est.)
GDP - real growth rate
-.05% (2005); -1.2% (2014); -1.7% (2013). Growth in the Cook Islands has slowed due to a lack of infrastructure projects and accommodation capacity constraints in the tourism sector. Cook Islands economic activity is expected to be flat in FY2016; to grow by 0.2% in FY2017. Inflation 1.8% (FY2016); 2.0% (FY2017). Statistics Asian Development Bank
GDP - per capita
$17,033 (2022)<ref>Template:Cite web</ref>
GDP - composition by sector
  • Agriculture: 78.9%
  • Industry: 9.6%
  • Services: 75.3% (2000)
Population below poverty line
28.4% of the population lives below the national poverty line. Statistics 2016 Asian Development Bank
Household income or consumption by percentage share
  • Lowest 10%: NA%
  • Highest 10%: NA%
Inflation rate (consumer prices)
4.2% (2024 est.)<ref>Template:Cite web</ref>
Labor force
6,820 (2001)
Labor force - by occupation
Agriculture 29%, industry 15%, services 56% (1995)
Unemployment rate
1.3% (2019)<ref>Template:Cite web</ref>
Budget
  • Revenues: $70.95 million
  • Expenditures: $69.05 million; including capital expenditures of $5.744 million (FY00/01 est.)
Industries
Fruit processing, tourism, fishing, clothing, handicrafts
Industrial production growth rate
1% (2002)
Electricity - production
28 GW·h (2003)
Electricity - production by source
  • Fossil fuel: 100%
  • Hydro: 0%
  • Nuclear: 0%
  • Other: 0% (2001)
Electricity - consumption
34.46 GW·h (2005 est)
Electricity - exports
0 kW·h (2003)
Electricity - imports
0 kW·h (2003)
Oil consumption
Template:Convert (2003)
Agriculture - products
Copra, citrus, pineapples, tomatoes, beans, pawpaws, bananas, yams, taro, coffee, pigs, poultry
Exports
$5.222 million (2005)
Exports - commodities
Copra, papayas, fresh and canned citrus fruit, coffee; fish; pearls and pearl shells; clothing
Exports - partners
Australia 34%, Japan 27%, New Zealand 25%, US 8% (2004)
Imports
$81.04 million (2005)
Imports - commodities
Foodstuffs, textiles, fuels, timber, capital goods
Imports - partners
New Zealand 61%, Fiji 19%, US 9%, Australia 6%, Japan 2% (2004)
Debt - external
$141 million (1996 est.)
Economic aid - recipient
$13.1 million (1995); note - New Zealand furnishes the greater part
Currency
1 New Zealand dollar (NZ$) = 100 cents
Exchange rates
New Zealand dollars (NZ$) per US$1 - 1.4203 (2005), 1.9451 (January 2000), 1.8886 (1999), 1.8632 (1998), 1.5083 (1997), 1.4543 (1996), 1.5235 (1995)
Fiscal year
1 April–31 March

Telecommunications

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Telecom Cook Islands Ltd (TCI) is the sole provider of telecommunications in the Cook Islands. TCI is a private company owned by Spark New Zealand Ltd (60%) and the Cook Islands Government (40%). In operation since July 1991, TCI provides local, national and international telecommunications as well as internet access on all islands except Suwarrow. Communications to Suwarrow is via HF radio.

References

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Template:Cook Islands topics Template:Oceania in topic