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== Amenities == A well-served small village in commerce but less so in public transport, dwarfed by its neighbours [[Great Bookham]] and [[Little Bookham]], it is known for its [[Effingham Junction railway station|railway station]] (which is north of the village), large common, generous sports park (called the KGV playing fields), St Teresa's School (private girls' prep school) and the [[Howard of Effingham School]]. A Wealth of the Nation report in 2002 found that Effingham had the second-highest proportion of adults with a savings account in the UK.<ref>{{cite web |title= Wealth of the Nation |year= 2022 |publisher= CACI |url= http://caci.co.uk/wp-content/uploads/2021/07/Wealth-of-the-Nation-Report.pdf |access-date= 18 January 2023 }}</ref> About half of housing scales slopes south of the A246 (between [[Little Bookham]] and [[East Horsley]]) at the top of the small High Street "The Street". The village was founded by the church as a [[spring line settlement]], at the foot of the North Downs. Two parallel roads, The Street and Church Street reflect this by their steep gradient. At the bottom wells exist, whereas towards the top, layers of permeable topsoil underlain with chalk and limestone prevent reaching water.
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