Editing Defamation (section)

==== Insurance ====
Media liability or defamation insurance is often purchased by publishers and journalists to cover potential damage awards from libel lawsuits.<ref name=":1">{{Cite web |last=Kurtz |first=Annalyn |date=November 13, 2017 |title=I am a freelance journalist. Do I need to buy liability insurance? |url=https://www.cjr.org/business_of_news/journalist-liability-insurance-freelance.php |access-date=2024-11-18 |website=[[Columbia Journalism Review]] |language=en}}</ref><ref name=":3">{{Cite web |last=Czajkowski |first=Elise |title=Why media liability insurance is key to making sure your newsroom continues to exist |url=https://inn.org/research/case-studies/why-media-liability-insurance-is-key-to-making-sure-your-newsroom-continues-to-exist/ |access-date=2024-11-18 |website=[[Institute for Nonprofit News]]}}</ref><ref>{{Cite web |last=Oliver |first=Laura |date=January 25, 2023 |title=Reporters Shield: New Program Launches to Help Investigative Reporters Tackle Lawsuits |url=https://gijn.org/stories/reporters-shield-new-program-launches-to-help-investigative-reporters-tackle-lawsuits/ |access-date=2024-11-18 |website=[[Global Investigative Journalism Network]] |language=en-US}}</ref> Roughly 3/4 of all money spent on claims by liability insurers goes to lawyers and only 1/4 goes to settlements or judgments, according to one estimate from Michelle Worrall Tilton of Media Risk Consultants.<ref name=":1" /> Some advise buying worldwide coverage that offers defense against cases regardless of where in the world they are filed, since a compainant can [[Libel tourism|look for a more favorable jurisdiction]] to file their claim.<ref name=":1" /> [[Investigative journalism]] usually requires higher insurance premiums, with some plans not covering investigative work altogether.<ref name=":3" />