Editing Transport for London (section)

==Fares==
Most of the transport modes that come under the control of TfL have their own charging and ticketing regimes for single fare. Buses and trams share a common fare and ticketing regime, and the DLR, Overground, Underground, and National Rail services another.

===Zonal fare system===
{{Main|London fare zones}}
Rail service fares in the capital are calculated by a zonal fare system. London is divided into [[London fare zones|eleven fare zones]], with every station on the [[London Underground]], [[London Overground]], [[Docklands Light Railway]] and, since 2007, on National Rail services, being in one, or in some cases, two zones. The zones are mostly concentric rings of increasing size emanating from the centre of London. They are (in order):
* [[List of stations in London fare zone 1|Zone 1]]
* [[List of stations in London fare zone 2|Zone 2]]
* [[List of stations in London fare zone 3|Zone 3]]
* [[List of stations in London fare zone 4|Zone 4]]
* [[List of stations in London fare zone 5|Zone 5]]
* [[List of stations in London fare zone 6|Zone 6]]
* [[List of stations in London fare zones 7–W|Zones 7–9, C, G and W]]

===Travelcard===
{{Main|Travelcard}}
Superimposed on these mode-specific regimes is the [[Travelcard]] system, which provides zonal tickets with validities from one day to one year, and off-peak variants. These are accepted on the DLR, buses, railways, trams, and the Underground, and provide a discount on many river services fares.

===Oyster card===
{{Main|Oyster card}}
The [[Oyster card]] is a [[contactless smart card]] system introduced for the public in 2003, which can be used to pay individual fares (pay as you go) or to carry various Travelcards and other passes. It is used by scanning the card at a yellow card reader. Such readers are found on ticket gates where otherwise a paper ticket could be fed through, allowing the gate to open and the passenger to walk through, and on stand-alone Oyster validators, which do not operate a barrier. Since 2010, Oyster Pay as you go has been available on all [[National Rail]] services within London. Oyster Pay as you go has a set of daily maximum charges based on the zones used in the day.

===Contactless payments===
{{main|CPAY}}
{{see also|Project Oval}}
In addition to Oyster card, TfL also operates a [[contactless payment]] system in London and surrounding areas, which is codenamed '''CPAY'''.<ref>CPAY Agreement, Transport for London</ref>

Almost all contactless Visa, Maestro, MasterCard and American Express debit and credit cards issued in the UK, and also most international cards supporting contactless payment, are accepted for travel on London Underground, London Overground, Docklands Light Railway, most National Rail, London Tramlink and Bus services. This works in the same way for the passenger as an [[Oyster card]], including the use of capping and reduced fares compared to paper tickets. The widespread use of contactless payment - around 25 million journeys each week<ref>{{Cite web |url = https://www.standard.co.uk/tech/contactless-payments-tube-rail-tfl-cashless-society-a3821681.html |title = Contactless payments are taking over the tube network |date = 24 April 2018 |website = Evening Standard |language = en-gb |access-date = 20 February 2020 |archive-date = 20 February 2020 |archive-url = https://web.archive.org/web/20200220220347/https://www.standard.co.uk/tech/contactless-payments-tube-rail-tfl-cashless-society-a3821681.html |url-status = live}}</ref><ref name=":0">{{Cite web |url = https://www.cityam.com/tfl-to-give-tube-apple-pay-upgrade/ |title = Apple Pay upgrade to make TfL contactless payments easier |date = 2 December 2019 |website = CityAM |language = en-GB |access-date = 20 February 2020 |archive-date = 20 February 2020 |archive-url = https://web.archive.org/web/20200220220344/https://www.cityam.com/tfl-to-give-tube-apple-pay-upgrade/ |url-status = live}}</ref> - has meant that TfL is now one of Europe's largest contactless merchants, with one in 10 contactless transactions in the UK taking place on the TfL network.<ref name=":1">{{Cite web |date = 13 July 2016 |title = Licencing London's contactless ticketing system |url = https://tfl.gov.uk/info-for/media/press-releases/2016/july/licencing-london-s-contactless-ticketing-system |url-status = dead |archive-url = https://web.archive.org/web/20171201032915/https://tfl.gov.uk/info-for/media/press-releases/2016/july/licencing-london-s-contactless-ticketing-system |archive-date = 1 December 2017 |access-date = 20 November 2017 |website = Transport for London |language = en-gb}}</ref><ref>{{cite web |title = Contactless and mobile pay as you go |url = https://tfl.gov.uk/fares/how-to-pay-and-where-to-buy-tickets-and-oyster/pay-as-you-go/contactless-and-mobile-pay-as-you-go |website = Transport for London |access-date = 25 October 2019 |archive-date = 10 October 2019 |archive-url = https://web.archive.org/web/20191010142202/https://tfl.gov.uk/fares/how-to-pay-and-where-to-buy-tickets-and-oyster/pay-as-you-go/contactless-and-mobile-pay-as-you-go |url-status = live }}</ref>

Mobile payments - such as [[Apple Pay]], [[Google Wallet|Google Pay]] and [[Samsung Pay]] - are also accepted in the same way as contactless payment cards. The fares are the same as those charged on a debit or credit card, including the same daily capping.<ref>{{Cite web |url = https://www.tfl.gov.uk/fares/how-to-pay-and-where-to-buy-tickets-and-oyster/pay-as-you-go/contactless-and-mobile-pay-as-you-go |title = Contactless and mobile pay as you go |website = Transport for London |language = en-gb |access-date = 20 February 2020 |archive-date = 20 February 2020 |archive-url = https://web.archive.org/web/20200220220349/https://tfl.gov.uk/fares/how-to-pay-and-where-to-buy-tickets-and-oyster/pay-as-you-go/contactless-and-mobile-pay-as-you-go |url-status = live}}</ref> During 2020, one in five journeys were made using mobile devices instead of using contactless bank cards,<ref name=":0" /> and TfL had become the most popular Apple Pay merchant in the UK.<ref>{{cite news |last1 = Mortimer |first1 = Natalie |title = TfL proves most popular retailer on Apple Pay UK following launch |url = http://www.thedrum.com/news/2015/07/20/tfl-proves-most-popular-retailer-apple-pay-uk-following-launch |access-date = 22 July 2015 |publisher = The Drum |date = 20 July 2015 |archive-date = 22 July 2015 |archive-url = https://web.archive.org/web/20150722202022/http://www.thedrum.com/news/2015/07/20/tfl-proves-most-popular-retailer-apple-pay-uk-following-launch |url-status = live}}</ref><ref>{{cite news |last1 = Titcomb |first1 = James |title = How London's transport crunch forged a contactless revolution |url = https://www.telegraph.co.uk/technology/11747819/How-Londons-transport-crunch-forged-a-contactless-revolution.html |access-date = 22 July 2015 |work = The Telegraph |date = 20 July 2015 |archive-date = 22 July 2015 |archive-url = https://web.archive.org/web/20150722195642/http://www.telegraph.co.uk/technology/11747819/How-Londons-transport-crunch-forged-a-contactless-revolution.html |url-status = live}}</ref><ref>{{cite news |last1 = Gibbs |first1 = Samuel |title = TfL cautions users over pitfalls of Apple Pay |url = https://www.theguardian.com/technology/2015/jul/16/tfl-cautions-pitfalls-apple-pay |access-date = 22 July 2015 |work = The Guardian |date = 16 July 2015 |archive-date = 22 July 2015|archive-url = https://web.archive.org/web/20150722184555/http://www.theguardian.com/technology/2015/jul/16/tfl-cautions-pitfalls-apple-pay |url-status = live}}</ref>

TfL's expertise in contactless payments has led other cities such as [[OMNY|New York]], [[Opal card|Sydney]], [[Go card|Brisbane]] and [[CharlieCard|Boston]] to license the technology from TfL and [[Cubic Transportation Systems|Cubic]].<ref name=":1" /><ref>{{Cite web |url = https://www.cubic.com/news-events/news/tfl-and-cubic-agree-licence-use-londons-contactless-ticketing-system-worldwide |title = Deal worth up to £15m is a first for TfL and allows other cities around the world to benefit from London's contactless ticketing technology |website = cubic.com |access-date = 20 February 2020 |archive-date = 20 February 2020 |archive-url = https://web.archive.org/web/20200220220347/https://www.cubic.com/news-events/news/tfl-and-cubic-agree-licence-use-londons-contactless-ticketing-system-worldwide |url-status = live}}</ref>