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===Home ownership=== In The Villages, home ownership reflects the community's status as an [[Housing for Older Persons Act|age-restricted]] retirement destination. According to a 2020 analysis by the [[Consumer Financial Protection Bureau]], women purchased 468 homes compared to 406 by men, a ratio of approximately 1.15:1, indicating a higher proportion of female buyers compared to other U.S. metropolitan areas.<ref name="MoreWomen">{{cite web | last=Gustavo | first=Solomon | title=More women buy houses in Central Florida's the Villages than anywhere else in the U.S. | website=Orlando Weekly | date=2020-01-29 | url=https://www.orlandoweekly.com/news/more-women-buy-houses-in-central-floridas-the-villages-than-anywhere-else-in-the-us-26719244 | access-date=2025-04-11}}</ref> A 2021 [[Realtor.com]] report noted that the average [[down payment]] for homes in The Villages was 27.1%, among the highest in the United States, with a median home list price of $366,950.<ref name="Trapasso2021">{{cite news |last=Trapasso |first=Clare |title=10 Cities Where You'll Need the Biggest Down Payment To Snag a Home—and 10 Where You'll Put Down the Least |url=https://www.realtor.com/news/trends/housing-markets-with-the-highest-and-lowest-down-payments/ |work=Realtor.com |date=2021-11-03 |access-date=2021-11-08}}</ref>
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