Editing Pawnbroker (section)

===Auxiliary operations===
While the main business activities of a pawnshop are lending money for interest based on valuable items that customers bring in, some pawnshops also undertake other business activities, such as selling brand-new retail items that are in demand in the neighborhood of the store. Depending on where a pawnshop is located, these other retail items may range from musical instruments to firearms.

Many pawnshops will also trade used items, as long as the transaction turns a profit for pawn shop. In cases where the pawnshop buys items outright, the money is not a loan; it is a straight payment for the item.  On sales, the pawnshop may offer [[layaway]] plans, subject to conditions (down payment, regular payments, and forfeiture of previously paid amounts if the item is not paid off).

Other activities carried out by pawnshops are financial services including fee-based check cashing, [[payday loan]]s, vehicle title or house title loans, and currency exchange services.