Editing Key Biscayne, Florida (section)

===Hurricane Andrew===
In 1992, [[Hurricane Andrew]] flooded some homes and businesses on Key Biscayne, impacting insurance.<ref>{{cite news|url=http://www.sun-sentinel.com/sfl-1992-ap-mainstory,0,7290462.story |location=Miami, Florida|title=Ten years after Hurricane Andrew, effects are still felt|author=Adrian Sainz|date=August 24, 2002|agency=Associated Press|newspaper=[[South Florida Sun-Sentinel]]|access-date=May 8, 2012|archive-url= https://web.archive.org/web/20121014215256/http://www.sun-sentinel.com/sfl-1992-ap-mainstory%2C0%2C7290462.story |archive-date=October 14, 2012|url-status=dead}}</ref> The eye wall passed over uninhabited Bill Baggs Cape Florida State Park, which received the brunt of the storm. The damage was a blessing for the park because it destroyed all the non-native vegetation the state had been trying to eradicate. Federal and state funding allowed the replanting with native vegetation, making the park a showplace natural area. The town is in Evacuation Zone A.<ref>{{cite web |title=Flood Information and Protection |url=https://keybiscayne.fl.gov/index.php?submenu=_depts&src=gendocs&ref=FloodInfo_ProtectionMain_May2018&category=HurricaneFlood&link=FloodInfo_ProtectionMain_May2018 |website=keybiscayne.fl.gov |archive-url= https://web.archive.org/web/20201104201451/https://keybiscayne.fl.gov/index.php?submenu=_depts&src=gendocs&ref=FloodInfo_ProtectionMain_May2018&category=HurricaneFlood&link=FloodInfo_ProtectionMain_May2018 |archive-date=November 4, 2020 |url-status=live}}</ref> 

In 2017, a study found that the town could be partly flooded at high tides by 2045 after [[sea-level rise]].<ref>{{cite web |title=Village of Key Biscayne final vulnerability assessment |url=https://www.keyscience.org/wp-content/uploads/2017/02/CRC-VillageOfKeyBiscayne-FinaltVulnAssess-SM.pdf |archive-url= https://web.archive.org/web/20201104200313/https://www.keyscience.org/wp-content/uploads/2017/02/CRC-VillageOfKeyBiscayne-FinaltVulnAssess-SM.pdf |archive-date=November 4, 2020 |date=2017 |quote=by 2045, if no adaptation steps are taken, most roads within the village will experience tidal flooding during king tides, as will many low-lying residential and commercial properties.}}</ref> Property values fell. 

In November 2020, the town voted to approve a $100 million bond to protect itself.<ref>{{cite web |last1=Harris |first1=Alex |title=Key Biscayne votes to spend $100 million to protect itself from sea-level rise |website=[[Miami Herald]] |url=https://www.miamiherald.com/news/local/community/miami-dade/key-biscayne/article246895747.html |archive-url= https://web.archive.org/web/20201104062615/https://www.miamiherald.com/news/local/community/miami-dade/key-biscayne/article246895747.html |archive-date=November 4, 2020 |date=November 3, 2020 |url-status=live}}</ref>

The village has its own fire, police and public elementary and middle school. The millage tax rate remains one of the lowest of any municipality in Miami-Dade County. In 2004, the village completed the construction of a civic center, including fire, police and administration buildings and a recreation and community center with indoor multi-use courts, an outdoor swimming pool, and a musical theater program.{{citation needed|date=March 2023}}