Editing Individual savings account (section)

===Past subscription limits===

{| class="wikitable"
! Tax year !! Cash limit !! Stocks & shares limit !! Total subscription limit !! Junior ISA limit
|-
| 1999/2000 to <br /> 2007/2008 (mini) || £3,000 ||  £4,000 ||  £7,000 || not available
|-
| 1999/2000 to <br /> 2007/2008 (maxi) || £3,000 ||  £7,000 ||  £7,000 || not available
|-
| 2008/2009<ref name=hmrc08change />    || £3,600 ||  £7,200 ||  £7,200 || not available
|-
|  2009/2010    || £3,600 <br /> (£5,100 for over 50s from 6 Oct 2009<ref>http://webarchive.nationalarchives.gov.uk/20100407215313/http://www.hm-treasury.gov.uk/d/budget2010_pressnotice2.pdf {{Bare URL PDF|date=March 2022}}</ref>) ||  £7,200 ||  £7,200 <br /> (£10,200 for over 50s) || not available
|-
| 2010/2011<ref name="2009BudgetReport">{{cite web|url=http://www.hm-treasury.gov.uk/d/Budget2009/bud09_completereport_2591.pdf#page=167|title=Complete Budget 2009 Report|page=159|format=PDF|publisher=[[HM Treasury]]|access-date=22 April 2009|date=22 April 2009|quote=With effect from 6 October 2009, Individual Savings Accounts (ISA) limits will rise to £10,200, up to £5,100 of which can be saved in cash, for those aged 50 and over. The ISA limits will rise to these levels for all individuals with effect from 6 April 2010}}</ref>
|                                £5,100 || £10,200 || £10,200 || not available
|-
| 2011/2012<ref>{{Cite web|title=ISA - Individual Savings Account|url=https://www.scopulus.co.uk/taxsheets/isa.htm|access-date=2020-10-12|website=www.scopulus.co.uk|archive-date=22 January 2021|archive-url=https://web.archive.org/web/20210122131725/https://www.scopulus.co.uk/taxsheets/isa.htm|url-status=dead}}</ref>
|                                £5,340 || £10,680 || £10,680 || £3,600<ref name="Treasury2012Limits" />
|-
| 2012/2013<ref name="Treasury2012Limits">{{cite web|url=http://www.hm-treasury.gov.uk/press_115_11.htm|title=HM Treasury confirms higher ISA limits for 2012–13|publisher=[[HM Treasury]]|access-date=23 October 2011|date=18 October 2011|quote=subscription limits for Individual Savings Accounts (ISAs) from April 2012 will increase to £11,280 (up to half of which can be saved in cash) ... JISAs will be available from 1 November 2011.  Children will be able to have one cash and one stocks and shares JISA at any time, with an overarching annual contribution limit of £3,600}}</ref>
|                                £5,640 || £11,280 || £11,280 || £3,600
|-
| 2013/2014
|                                £5,760 || £11,520 || £11,520 || £3,720
|-
| 2014/2015<ref>{{Cite web|title=Tax and tax credit rates and thresholds for 2014-15|url=https://www.gov.uk/government/publications/tax-and-tax-credit-rates-and-thresholds-for-2014-15/tax-and-tax-credit-rates-and-thresholds-for-2014-15|access-date=2020-10-12|website=GOV.UK|language=en}}</ref><br />From 1 July 2014
|                                £5,940<br />£15,000 || £11,880<br />£15,000 || £11,880<br />£15,000 || £3,840<br />£4,000
|-
| 2015/2016 to<br /> 2016/17
|                               £15,240 || £15,240 || £15,240 || £4,080
|-
| 2017/2018
|                               £20,000 || £20,000 || £20,000 || £4,128
|-
| 2018/2019
|                               £20,000 || £20,000 || £20,000 || £4,260
|-
|}

In the March 2010 Budget the then [[Chancellor of the Exchequer]] [[Alistair Darling]] announced that in future years the limits would rise annually with inflation,<ref>{{cite web|url=https://www.telegraph.co.uk/finance/personalfinance/7513829/Budget-2010-ISA-limits-will-rise-with-inflation.html|author=Gammell, Kara|title=Budget 2010: ISA limits will rise with inflation|work=[[The Daily Telegraph|The Telegraph]]|date=25 March 2010|access-date=2 April 2013|quote=The annual limit on individual savings accounts (ISAs) will rise from £7,200 to £10,200 from next month and the limits will increase each year in line with inflation}}</ref> rounded to the nearest £120, to ease the arithmetic for those using monthly payment schemes. From 2013 to 2014 the inflation index used was changed from [[Retail Prices Index (United Kingdom)|RPI]] to [[CPI]].

The Chancellor of the Exchequer [[George Osborne]] announced in the March 2014 Budget that the adult ISA limit would be increased to £15,000 from 1 July 2014, and the Junior ISA limit to £4,000. From that date savers were allowed to invest the full amount as cash or stocks and shares, or a mix of both. Savers are also able to switch stocks and shares ISAs to cash ISAs.<ref>{{cite news |last=Peachey |first=Kevin |date=19 March 2014 |title=Budget 2014: What it means for you |url=https://www.bbc.co.uk/news/business-26619585 |work=BBC News |access-date=27 March 2014}}</ref>