Editing Debit card (section)

===Poland===
In [[Poland]], the first system of electronic payments was operated by Orbis, which later was changed to PolCard in 1991 (which also issued its own cards) and then that system was bought by [[First Data]] Poland Holding SA. In the mid-1990s international brands such as Visa, MasterCard, and the unembossed Visa Electron or Maestro were introduced.

Visa Electron and Maestro work as a standard debit cards: the transactions are debited instantly, although it may happen on some occasions that a transaction is processed with some delay (hours, up to one day). These cards do not possess the options that credit cards have.

In the late 2000s, contactless cards started to be introduced. The first technology to be used was MasterCard PayPass, later joined by Visa's payWave. This payment method is now universal and accepted almost everywhere. In an everyday use this payment method is always called Paypass.
Almost all businesses in Poland accept debit and credit cards.

In the mid-2010s, Polish banks started to replace unembossed cards with embossed electronic cards such as Debit MasterCard and Visa Debit, allowing the customers to own a card that has all qualities of a credit card (given that credit cards are not popular in Poland).

There are also some banks that do not possess an identification system to allow customers to order debit cards online.