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=== Finance === {{more|Applications of artificial intelligence#Trading and investment}} ANNs are used for [[quantitative investing|stock market prediction]] and [[credit scoring]]: *In investing, ANNs can process vast amounts of financial data, recognize complex patterns, and forecast stock market trends, aiding investors and risk managers in making informed decisions.<ref name=":07"/> *In credit scoring, ANNs offer data-driven, personalized assessments of creditworthiness, improving the accuracy of default predictions and automating the lending process.<ref name=":15"/> ANNs require high-quality data and careful tuning, and their "black-box" nature can pose challenges in interpretation. Nevertheless, ongoing advancements suggest that ANNs continue to play a role in finance, offering valuable insights and enhancing [[financial risk management|risk management strategies]].{{citation needed|date=October 2024}}
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