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==Win reckoning== If each of the player's hands beats each of the banker's corresponding hands, then he wins the bet. If only one of his hands beats the banker then he pushes (ties) in which case neither he nor the banker wins the bet. If both of his hands lose to the banker then he loses. On each hand, ties go to the banker (for example, if a player's five-card hand loses to the banker and his two-card hand ties the banker then the player loses); this gives the banker a small advantage. If the player fouls his hand, meaning that his two-card hand outranks his five-card hand, or that there are an incorrect number of cards in each hand, there will usually be a penalty: either re-arrangement of the hand according to house rules or, typically, forfeiture of the hand. In casino-banked games, the banker is generally required to set his hand in a pre-specified manner, called the "house way", so that the dealer does not have to implement any strategy in order to beat the players. When a player is banking, he is free to set the hand however he chooses; however, players have the option of "co-banking" with the house, and if this option is chosen then the player's hand must also be set in the house way. California casinos typically charge a [[flat fee]] per hand (such as 5 cents or one dollar) to play, win or lose. Other casinos take a 5% commission out of the winnings, which is usually known as the ''[[Rake (poker)|rake]]''.<ref name=Wong>{{cite book|last1=Wong|first1=Stanford|title=Optimal strategy for Pai Gow Poker|date=1993|publisher=Pie Yee Press|location=La Jolla, CA.|isbn=978-0935926170}}</ref>
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