Editing Public housing (section)

=== Netherlands ===

In the [[Netherlands]], the rent for the cheaper rental homes is kept low through governmental oversight and regulation. These types of homes are known as {{lang|nl|sociale huurwoningen}}.

In practice this is accomplished by non-profit private housing foundations or associations ({{lang|nl|toegelaten instellingen}}). Due to frequent mergers the number of these organizations dropped to around 430 by 2009. They manage 2.4&nbsp;million dwellings. The majority of low-rent apartments in the Netherlands are owned by such organisations. Since the policy changed in 1995 the social housing organizations have become financially independent, focusing on their role as social entrepreneurs.<ref name="Woningcorporatie">{{Cite web|title=Woningcorporatie|url=https://www.huurwoningen.nl/info/woningcorporatie/|access-date=2021-12-07|website=www.huurwoningen.nl|archive-date=7 December 2021|archive-url=https://web.archive.org/web/20211207213406/https://www.huurwoningen.nl/info/woningcorporatie/|url-status=live}}</ref> In most Dutch municipalities there came to exist a certain minimum capacity of social housing throughout the last decades. In many cities such as [[Amsterdam]], [[The Hague]], [[Rotterdam]] and [[Utrecht (city)|Utrecht]] the percentage of social housing approaches or even passes 50 percent. The public (financial) supervision is done by the central fund for housing ({{lang|nl|Centraal Fonds Volkshuisvesting}}).<ref name="Woningcorporatie"/>

The Dutch housing policy is based on a concept of universal access to affordable housing for all and the prevention of segregation. As of 2020, the Dutch government is attempting to build 10,000 housing units for the homeless, by 2022.<ref>{{Cite web|last=Relations|first=Ministry of the Interior and Kingdom|date=2020-06-03|title=Additional 10,000 housing facilities for the homeless – News item – Dutch Housing Policy|url=https://www.dutchhousingpolicy.nl/latest/news/2020/06/03/additional-10000-housing-facilities-for-the-homeless|access-date=2021-12-07|website=www.dutchhousingpolicy.nl|language=en-GB|archive-date=7 December 2021|archive-url=https://web.archive.org/web/20211207205316/https://www.dutchhousingpolicy.nl/latest/news/2020/06/03/additional-10000-housing-facilities-for-the-homeless|url-status=live}}</ref> There is a Homeownership Guarantee Fund to support the National Mortgage Guarantee, which provides access to finance and purchase owner-occupied housing.<ref>{{Cite web|last=Relations|first=Ministry of the Interior and Kingdom|date=2020-06-18|title=National Mortgage Guarantee – Dutch Housing Policy|url=https://www.dutchhousingpolicy.nl/topics/national-mortgage-guarantee|access-date=2021-12-07|website=www.dutchhousingpolicy.nl|language=en-GB|archive-date=7 December 2021|archive-url=https://web.archive.org/web/20211207205555/https://www.dutchhousingpolicy.nl/topics/national-mortgage-guarantee|url-status=live}}</ref>

A 2025 study found that the Dutch public housing system entails a misallocation of housing with welfare losses. The study found that the Dutch system of "public housing induces a transfer of housing from younger households, single-person households and households from outside the region to older households, larger households and households from the region."<ref>{{Cite journal |last1=Buurma-Olsen |first1=Jennifer |last2=Kost |first2=Hans R. A. |last3=van Ommeren |first3=Jos |last4=Damsté |first4=Jort Sinninghe |date=2025 |title=Quantifying misallocation of public housing |journal=Journal of Public Economics |volume=242 |pages=105272 |doi=10.1016/j.jpubeco.2024.105272 |issn=0047-2727|doi-access=free }}</ref>