Editing Lloyd's of London (section)

==Types of policies==

Lloyd's syndicates write a diverse range of policies, both direct insurance and reinsurance, covering property, casualty, marine, energy, motor, aviation and many other types of risk.<ref>{{cite web |url=https://www.lloyds.com/join-lloyds-market/what-we-insure |title=What Lloyd's insures – Lloyd's |publisher=Lloyds.com |access-date=13 May 2021 }}</ref> Lloyd's also has a unique niche in unusual, specialist business such as kidnap and ransom, fine art, specie, aviation, war, satellites, personal accident, bloodstock, and other insurances.

Lloyd's is famous for writing policies to cover famous, unusual, or bizarre events. For example, Lloyd's has insured:

;Groups
* A comedy theatre group against the risk of a member of their audience dying of laughter<ref name=BBCarticle/>

;Inanimate objects
* Participating automobiles in the carpools involved in the [[Montgomery bus boycott]] <ref>{{Cite web |last=Magazine |first=Smithsonian |last2=Blakemore |first2=Erin |title=How Automobiles Helped Power the Civil Rights Movement |url=https://www.smithsonianmag.com/history/how-automobiles-helped-power-civil-rights-movement-180974300/ |access-date=2025-03-13 |website=Smithsonian Magazine |language=en}}</ref>
* A grain of rice with a portrait of [[Queen Elizabeth II]] and [[Prince Philip, Duke of Edinburgh]] engraved on it for $20,000<ref name=BBCarticle/>
* The development of the [[One World Trade Center|new World Trade Center]] with workers' compensation, general liability, excess liability and speciality insurance programmes<ref>{{cite web |url=http://www.lloyds.com/Lloyds/About-Lloyds/What-we-do/What-lloyds-insures/Case-studies |title=Case studies – About Lloyd's – Lloyd's |publisher=Lloyds.com |date=31 December 2005 |access-date=20 March 2011 }}{{Dead link|date=December 2018 |bot=InternetArchiveBot |fix-attempted=yes }}</ref>

;People
* The bodies of several [[professional wrestler]]s, including [[Brian Adams (wrestler)|Brian Adams]], [[Ric Flair]], [[Bret Hart]], [[Curt Hennig]], Joe Laurinaitis (better known as [[Road Warrior Animal]]) and [[Rick Rude]]. However, as of 2017, [[Dave Meltzer]] reported that they no longer insure wrestlers.<ref>{{Cite news|url=http://www.f4wonline.com/wrestling-observer-radio/wor-wrestlemania-2018-raw-tokyo-dome-ronda-rousey-more-227526|title=WOR: WrestleMania 2018, Raw, Tokyo Dome, Ronda Rousey, more!|date=2 January 2017|newspaper=WON/F4W – WWE news, Pro Wrestling News, WWE Results, UFC News, UFC results|access-date=2 January 2017}}</ref>
* [[Toni Braxton]]'s, [[Celine Dion]]'s, [[Bob Dylan]]'s, [[Whitney Houston]]'s, and [[Bruce Springsteen]]'s vocal cords<ref name=hsw/>
* [[Marlene Dietrich]]'s, [[Betty Grable]]'s,<ref name=BBCarticle>{{cite news|url=http://news.bbc.co.uk/1/hi/business/93003.stm |title=Lloyd's: insuring the famous and the bizarre |work=BBC News |date=29 October 1999 |access-date=20 March 2011}}</ref> [[Brooke Shields]]'s, [[Tina Turner]]'s and [[Mary Hart]]'s legs{{citation needed|date=September 2020}}
* [[Ken Dodd]]'s teeth for $7.4m<ref name=hsw/>
* [[Michael Flatley]]'s legs for $47m<ref name=hsw/> (the policy was only in effect when he was touring, and forbade him from dancing except on stage)
* Cricketer [[Merv Hughes]]' trademark walrus mustache while playing for Australia between 1985 and 1994<ref name=hsw>{{cite web|url=http://people.howstuffworks.com/9-odd-things-insured-by-lloyds-of-london.htm |title=HowStuffWorks '9 Odd Things Insured by Lloyds of London' |publisher=People.howstuffworks.com |date=14 September 2007 |access-date=20 March 2011}}</ref>
* [[Keiran Lee]]'s penis for $1m<ref name=klee>{{cite web|url=https://www.ibtimes.co.uk/british-porn-star-insures-penis-1m-286849|title=British Porn Star Keiran Lee Insures Penis For $1m|date=24 January 2012|access-date=2 May 2018}}</ref>
* The hands of the 1932 World Yo-Yo Champion [[Harvey Lowe]]<ref name=hsw/>
* [[Troy Polamalu]]'s hair for $1m<ref>[https://www.espn.com/nfl/news/story?id=5513644 Troy Polamalu has hair insured] ESPN.com, [[Associated Press]] report. 30 August 2010</ref>
* Food critic and gourmet [[Egon Ronay]]'s taste buds for £250,000<ref name=BBCarticle/>
* [[Pat McAfee]]'s legs during his [[franchise tag]] season with the [[Indianapolis Colts]]<ref>{{Cite tweet|title=If anyone is wondering how the insurance policies work in case of an injury I had a "Lloyds of London" policy on my legs during my Franchise tag season and it is quite a hustle #PatMcAfeeShowLIVE |user=patmcafeeshow |number=1225078201401200640 |date=5 February 2020 |access-date=16 July 2020|website=Twitter|language=en}}</ref>{{primary-inline|date=September 2023}}
* [[Will Smith]]'s stunt bungee jumping out of a helicopter into the [[Grand Canyon]] on his 50th birthday, for $200m<ref name=wsmith>{{cite web |url=https://lifeinsurance.kz/en/happy-life/pryzhok-uilla-smita-byl-zastrahovan-na-200-mln |title=Will Smith's leap was insured for $200 million |archive-url=https://web.archive.org/web/20210123043332/https://lifeinsurance.kz/en/happy-life/pryzhok-uilla-smita-byl-zastrahovan-na-200-mln |archive-date=23 January 2021 |url-status=dead}}</ref>