Editing Insurance (section)

===Other types===
* [[All-risk insurance]] is an insurance that covers a wide range of incidents and perils, except those noted in the policy. All-risk insurance is different from peril-specific insurance that cover losses from only those perils listed in the policy.<ref>[http://www.business.gov/manage/business-insurance/insurance-types.html Types of Business Insurance | SBA.gov] {{Webarchive|url=https://web.archive.org/web/20100629042726/http://www.business.gov/manage/business-insurance/insurance-types.html |date=29 June 2010 }}. Business.gov. Retrieved on 18 July 2013.</ref> In [[car insurance]], all-risk policy includes also the damages caused by the own driver.
[[File:2006GoodwoodBreedersCup.jpg|thumb|right|High-value horses may be insured under a [[Thoroughbred|bloodstock]] policy.]]
* [[Bloodstock insurance]] covers individual [[horse]]s or a number of horses under common ownership. Coverage is typically for mortality as a result of accident, illness or disease but may extend to include infertility, in-transit loss, veterinary fees, and prospective foal.
* [[Business interruption insurance]] covers the loss of income, and the expenses incurred, after a covered peril interrupts normal business operations.
* [[Defense Base Act]] (DBA) insurance provides coverage for civilian workers hired by the government to perform contracts outside the United States and Canada. DBA is required for all U.S. citizens, U.S. residents, U.S. Green Card holders, and all employees or subcontractors hired on overseas government contracts. Depending on the country, foreign nationals must also be covered under DBA. This coverage typically includes expenses related to medical treatment and loss of wages, as well as disability and death benefits.
* [[Expatriate insurance]] provides individuals and organizations operating outside of their home country with protection for automobiles, property, health, liability and business pursuits.
*Hired-in Plant Insurance covers liability where, under a contract of hire, the customer is liable to pay for the cost of [[Plant Hire|hired-in]] equipment and for any rental charges due to a plant hire firm, such as construction plant and machinery.<ref>Breathe Insurance Brokers Ltd., [http://www.breatheinsurance.co.uk/business-insurance/plant-hire-insurance/ Plant Hire Insurance], accessed 1 November 2020</ref>
* [[Legal expenses insurance]] covers policyholders for the potential costs of legal action against an institution or an individual. When something happens which triggers the need for legal action, it is known as "the event". There are two main types of legal expenses insurance: [[Legal expenses insurance#Before the event insurance|before the event insurance]] and [[Legal expenses insurance#After the event insurance|after the event insurance]].
* Livestock insurance is a specialist policy provided to, for example, commercial or hobby farms, aquariums, fish farms or any other animal holding. Cover is available for mortality or economic slaughter as a result of accident, illness or disease but can extend to include destruction by government order.
* Media liability insurance is designed to cover professionals that engage in film and television production and print, against risks such as [[defamation]].
* Nuclear incident insurance covers damages resulting from an [[nuclear and radiation accidents|incident involving radioactive materials]] and is generally arranged at the national level. (See the [[nuclear exclusion clause]] and, for the United States, the [[Price–Anderson Nuclear Industries Indemnity Act]].)
* [[Over-redemption insurance]] is purchased by businesses to protect themselves financially in the event that a promotion ends up becoming more successful than was originally anticipated and/or budgeted for.
* [[Pet insurance]] insures pets against accidents and illnesses; some companies cover routine/wellness care and burial, as well.
* [[Pollution insurance]] usually takes the form of first-party coverage for contamination of insured property either by external or on-site sources. Coverage is also afforded for liability to third parties arising from contamination of air, water, or land due to the sudden and accidental release of hazardous materials from the insured site. The policy usually covers the costs of cleanup and may include coverage for releases from underground storage tanks. Intentional acts are specifically excluded.
* Purchase insurance is aimed at providing protection on the products people purchase. Purchase insurance can cover individual purchase protection, [[Warranty|warranties]], [[guarantee]]s, care plans and even mobile phone insurance. Such insurance is normally limited in the scope of problems that are covered by the policy.
* Tax insurance is increasingly being used in corporate transactions to protect taxpayers in the event that a tax position it has taken is challenged by the IRS or a state, local, or foreign taxing authority<ref>{{cite journal|last1=Blitz|first1=Gary|last2=Schoenberg|first2=Daniel|title=Private REITs: Facilitating a Cleaner Exit with Tax Insurance|url=https://www.transactionadvisors.com/insights/private-reits-facilitating-cleaner-exit-tax-insurance|journal=Transaction Advisors|issn=2329-9134|access-date=29 April 2015|archive-date=23 October 2018|archive-url=https://web.archive.org/web/20181023135953/https://www.transactionadvisors.com/insights/private-reits-facilitating-cleaner-exit-tax-insurance|url-status=dead}}</ref>
* [[Title insurance]] provides a guarantee that title to [[real property]] is vested in the purchaser or [[mortgage law|mortgagee]], free and clear of [[lien]]s or encumbrances. It is usually issued in conjunction with a search of the public records performed at the time of a [[real estate]] transaction.
* [[Travel insurance]] is an insurance cover taken by those who travel abroad, which covers certain losses such as medical expenses, loss of personal belongings, travel delay, and personal liabilities.
* [[Tuition insurance]] insures students against involuntary withdrawal from cost-intensive educational institutions
* [[Interest rate insurance]] protects the holder from adverse changes in interest rates, for instance for those with a variable rate loan or mortgage
* Divorce insurance is a form of contractual liability insurance that pays the insured a cash benefit if their marriage ends in divorce.