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===Risk=== {{Main|Risk homeostasis}} An [[actuary]] may refer to ''risk homeostasis'', where (for example) people who have anti-lock brakes have no better safety record than those without anti-lock brakes, because the former unconsciously compensate for the safer vehicle via less-safe driving habits. Previous to the innovation of anti-lock brakes, certain maneuvers involved minor skids, evoking fear and avoidance: Now the anti-lock system moves the boundary for such feedback, and behavior patterns expand into the no-longer punitive area. It has also been suggested that ecological crises are an instance of risk homeostasis in which a particular behavior continues until proven dangerous or dramatic consequences actually occur.<ref name="Risk">{{cite book|last1=Spencer|first1=Laci|title=Flotation: A Guide for Sensory Deprivation, Relaxation, & Isolation Tanks|date=2015|publisher=Lulu.com|isbn=978-1-329-17375-0 |pages=29}}{{self-published source|date=February 2020}}</ref>{{self-published inline|date=February 2020}}
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