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===Credit=== {{Main|Payment protection insurance}} Credit insurance repays some or all of a [[loan]] when the borrower is insolvent. * [[Mortgage insurance]] insures the lender against default by the borrower. Mortgage insurance is a form of credit insurance, although the name "credit insurance" more often is used to refer to policies that cover other kinds of debt. * Many credit cards offer payment protection plans which are a form of credit insurance. * [[Trade credit insurance]] is business insurance over the accounts receivable of the insured. The policy pays the policy holder for covered accounts receivable if the debtor defaults on payment. * [[Collateral protection insurance]] (CPI) insures property (primarily vehicles) held as collateral for loans made by lending institutions.
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