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===Banking and finance=== {{see also|List of banks in Malta}} [[File:Malta - St. Julian's (Triq it-Torri (Sliema)) 03 ies.jpg|thumb|right|[[Portomaso Business Tower]], the second tallest building in Malta]] The two largest commercial banks are [[Bank of Valletta]] and [[HSBC Bank Malta]]. [[Digital banking|Digital banks]] such as [[Revolut]] have also increased in popularity.<ref name="mtdigital">{{Cite news |last=Pace |first=Yannick |date=1 August 2019 |title=Revolut rampage: 100,000 Maltese are now using the digital bank |work=[[Malta Today]] |url=https://www.maltatoday.com.mt/business/business_news/96651/revolut_rampage_100000_maltese_are_now_using_the_digital_bank_ |url-status=live |access-date=22 November 2019 |archive-url=https://web.archive.org/web/20190802185132/https://www.maltatoday.com.mt/business/business_news/96651/revolut_rampage_100000_maltese_are_now_using_the_digital_bank_ |archive-date=2 August 2019}}</ref> The [[Central Bank of Malta]] (Bank Ċentrali ta' Malta) has two key areas of responsibility: the formulation and implementation of monetary policy and the promotion of a sound and efficient financial system. The Maltese government entered [[ERM II]] on 4 May 2005, and adopted the euro as the country's currency on 1 January 2008.<ref>{{Cite news |date=10 July 2007 |title=Cyprus and Malta to adopt euros |work=BBC News Business |url=http://news.bbc.co.uk/2/hi/business/6288084.stm |url-status=live |access-date=12 October 2007 |archive-url=https://web.archive.org/web/20070919073627/http://news.bbc.co.uk/2/hi/business/6288084.stm |archive-date=19 September 2007}}</ref>
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