Editing ATM (section)

== Uses ==
[[File:Dual currency cash machines in Jersey.jpg|thumb|Two NCR Personas 84 ATMs at a [[bank]] in [[Jersey]] dispensing two types of [[pound sterling]] banknotes: [[Bank of England note issues|Bank of England]] on the left, and [[Jersey pound|States of Jersey]] on the right]]
[[File:Gold-vending ATM in NYC.jpg|thumb|Gold vending ATM in [[New York City]]]]
ATMs were originally developed as cash dispensers, and have evolved to provide many other bank-related functions: 
* Paying routine bills, fees, and taxes (utilities, phone bills, social security, legal fees, income taxes, etc.)
* Printing or ordering [[bank statement]]s
* Updating [[passbook]]s
* [[Cash advance]]s
* Cheque Processing Module
* Paying (in full or partially) the credit balance on a card linked to a specific [[Current account (banking)|current account]].
* Transferring money between linked accounts (such as transferring between accounts)
* Deposit currency recognition, acceptance, and recycling<ref>{{cite web|url=http://www.selfserviceworld.com/article.php?id=15827&site=5&prc= |title=Rising interest rates, gas prices hit vault-cash providers |publisher=selfserviceworld.com |access-date=2011-02-11 |url-status=dead |archive-url=https://web.archive.org/web/20090329032548/http://www.selfserviceworld.com/article.php?id=15827&site=5&prc= |archive-date=29 March 2009 }}</ref>
In some countries, especially those which benefit from a fully integrated cross-bank network (e.g.: [[Multibanco]] in Portugal), ATMs include many functions that are not directly related to the management of one's own bank account, such as:
* Loading monetary value into [[stored-value card]]s
* Adding pre-paid [[cell phone]] / [[mobile phone]] credit.
* Purchasing
** Concert tickets
** [[Gold]]<ref>{{Cite web|last=Lynn|first=Matthew
|date= 7 July 2011
|title=What will replace the dollar as global currency?|url=https://www.marketwatch.com/story/what-will-replace-the-dollar-as-global-currency-2011-07-07|access-date=2023-03-27|website=MarketWatch|language=EN-US}}</ref>
** [[Lottery]] tickets
** Movie tickets
** [[Postage stamp]]s.
** [[Public transport#Ticket systems|Train tickets]]
** [[Shopping mall]] [[gift certificate]]s.
* Donating to charities<ref>{{cite news |last=Harvey |first=Rachel |url=http://news.bbc.co.uk/1/hi/world/asia-pacific/4597692.stm |title=Asia-Pacific &#124; Indonesians make ATM sacrifices |work=BBC News |date=2006-01-10 |access-date=2011-02-11 |url-status=live |archive-url=https://web.archive.org/web/20090115100724/http://news.bbc.co.uk/1/hi/world/asia-pacific/4597692.stm |archive-date=15 January 2009 }}</ref>

Increasingly, banks are seeking to use the ATM as a sales device to deliver pre approved loans and targeted advertising using products such as ITM (the Intelligent Teller Machine) from Aptra Relate from NCR.<ref>{{cite web |url=http://www.wincor-nixdorf.com/internet/se/Products/Software/Banking/MultiChannel/ProSales/index.html |title=Wincor Nixdorf Germany |language=de |publisher=Wincor-nixdorf.com |access-date=2011-02-11 |url-status=dead |archive-url=https://web.archive.org/web/20070927225539/http://www.wincor-nixdorf.com/internet/se/Products/Software/Banking/MultiChannel/ProSales/index.html |archive-date=27 September 2007 }}</ref> ATMs can also act as an advertising channel for other companies.<ref>{{cite web |url=http://www.creativematch.co.uk/?action=viewnews&ni=90724 |title=ATM:ad First For Comic Relief |publisher=creativematch |date=2005-03-10 |access-date=2011-02-11 |url-status=live |archive-url=https://web.archive.org/web/20110929024028/http://www.creativematch.co.uk/?action=viewnews&ni=90724 |archive-date=29 September 2011 }}</ref>*

[[File:ATM with various function.JPG|thumb|A [[South Korea]]n ATM with mobile bank port and [[bar code reader]]]]
However, several different ATM technologies have not yet reached worldwide acceptance, such as:
* [[Videoconferencing]] with human tellers, known as video tellers<ref>{{cite web|last=Fernandes|first=Deirdre|title=Boston customers test new video ATMs|url=https://www.bostonglobe.com/business/2013/09/05/some-boston-bank-customers-test-new-video-atms/wvmEyd9cVzwvzCa9dZpN0M/story.html|work=The Boston Globe|access-date=13 October 2013|date=5 September 2013|url-status=live|archive-url=https://web.archive.org/web/20131014174136/http://www.bostonglobe.com/business/2013/09/05/some-boston-bank-customers-test-new-video-atms/wvmEyd9cVzwvzCa9dZpN0M/story.html|archive-date=14 October 2013}}</ref>
* [[Biometrics]], where authorization of transactions is based on the scanning of a customer's fingerprint, iris, face, etc.<ref>{{cite web |url=http://search.japantimes.co.jp/cgi-bin/nn20060806a5.html |title=Japan Post to go with fingerprints for ATMs &#124; The Japan Times Online |publisher=Search.japantimes.co.jp |date=2006-08-06 |access-date=2011-02-11 |url-status=live |archive-url=https://web.archive.org/web/20100815053800/http://search.japantimes.co.jp/cgi-bin/nn20060806a5.html |archive-date=15 August 2010 }}</ref><ref>{{cite web |url=http://web-japan.org/trends/science/sci050510.html |title="Place Your Hand on the Scanner" &#124; Science and Technology &#124; Trends in Japan |publisher=Web Japan |date=2005-05-10 |access-date=2011-02-11 |url-status=live |archive-url=https://web.archive.org/web/20110903234941/http://web-japan.org/trends/science/sci050510.html |archive-date=3 September 2011 }}</ref><ref>{{cite news |url=http://www.bizjournals.com/philadelphia/stories/1996/11/11/story4.html |title=Sensar has its eye on the prize with $42 million Japanese deal &#124; Philadelphia Business Journal |publisher=Bizjournals.com |date=1996-11-11 |access-date=2011-02-11 |first=Diane |last=Mastrull |url-status=live |archive-url=https://web.archive.org/web/20120417080504/http://www.bizjournals.com/philadelphia/stories/1996/11/11/story4.html |archive-date=17 April 2012 }}</ref>
* Cheque/cash Acceptance, where the machine accepts and recognises cheques and/or currency without using envelopes<ref>{{cite web|url=http://www.bai.org/nl/v1/N20/articles/V1_N20_01.asp?WT.mc_id=BSRDI_ARTICLEARCHIVE_V1_N20_01 |title=BAI Banking Strategies Magazine - Articles Online |publisher=Bai.org |date=2011-02-01 |access-date=2011-02-11 |url-status=dead |archive-url=https://web.archive.org/web/20080511163800/http://www.bai.org/nl/v1/N20/articles/V1_N20_01.asp?WT.mc_id=BSRDI_ARTICLEARCHIVE_V1_N20_01 |archive-date=11 May 2008 }}</ref> Expected to grow in importance in the US through [[Check 21]] legislation.
* [[Barcode reader|Bar code scanning]]<ref>{{cite web|url=http://accurapid.com/journal/16brasbank.htm |title=The Check is NOT in the Mail |publisher=Accurapid.com |access-date=2011-02-11 |url-status=dead |archive-url=https://web.archive.org/web/20101212031915/http://accurapid.com/journal/16brasbank.htm |archive-date=12 December 2010 }}</ref>
* On-demand printing of "items of value" (such as movie tickets, [[traveler's cheque]]s, etc.)
* Dispensing additional media (such as phone cards)
* Co-ordination of ATMs with mobile phones<ref>{{cite web |url=https://www.engadget.com/2006/01/27/japanese-bank-to-allow-cellphone-atm-access/ |title=Japanese bank to allow cellphone ATM access |date=27 January 2006 |publisher=Engadget |access-date=2011-02-11 |url-status=live |archive-url=https://web.archive.org/web/20110629123757/http://www.engadget.com/2006/01/27/japanese-bank-to-allow-cellphone-atm-access/ |archive-date=29 June 2011 }}</ref>
* Integration with non-banking equipment<ref>{{cite web |url=http://www.freescale.com/webapp/sps/site/application.jsp?nodeId=02430ZR8tt8105 |title=Industrial Automated Gas Pumping Station and ATM MCF547x ColdFire Solutions By Freescale |publisher=Freescale.com |access-date=2011-02-11 |url-status=live |archive-url=https://web.archive.org/web/20120316101446/http://www.freescale.com/webapp/sps/site/application.jsp?nodeId=02430ZR8tt8105 |archive-date=16 March 2012 }}</ref><ref>{{cite web|url=http://www.nrtpos.com/html/gamingquickjack.shtml |title=NRT Technology Corporation - Gaming and casino solutions: QuickJack |publisher=Nrtpos.com |access-date=2011-02-11 |url-status=usurped |archive-url=https://web.archive.org/web/20090528091753/http://www.nrtpos.com/html/gamingquickjack.shtml |archive-date=28 May 2009 }}</ref>
* Games and promotional features<ref>{{cite news |url=http://news.bbc.co.uk/1/hi/business/4700053.stm |title=Business &#124; Bank puts the 'fun' into 'funds' |work=BBC News |date=2005-07-20 |access-date=2011-02-11 |url-status=live |archive-url=https://web.archive.org/web/20090115110125/http://news.bbc.co.uk/1/hi/business/4700053.stm |archive-date=15 January 2009 }}</ref>
* [[Customer relationship management|CRM]] through the ATM
Videoconferencing teller machines are currently referred to as Interactive Teller Machines. Benton Smith writes in the Idaho Business Review, "The software that allows interactive teller machines to function was created by a Salt Lake City-based company called uGenius, a producer of video banking software. NCR, a leading manufacturer of ATMs, acquired uGenius in 2013 and married its own ATM hardware with uGenius' video software."<ref>{{Cite news|url=https://idahobusinessreview.com/2016/06/16/interactive-teller-machines-allow-tellers-to-work-remotely/|title=Interactive teller machines allow tellers to work remotely|last=Smith|first=Benton Alexander|date=16 June 2016|work=The Idaho Business Review}}</ref>
*Pharmacy dispensing units<ref>{{cite news |title=These ATMs have swopped bills for pills. Here's why. |url=https://bhekisisa.org/article/2018-11-07-00-these-atms-have-swopped-bills-for-pills-heres-why |access-date=15 February 2019 |publisher=Bhekisisa |date=7 November 2018}}</ref>