Editing Unemployment (section)

====Individual====
[[File:Lange-MigrantMother02.jpg|thumb|upright=0.8|''Migrant Mother'', photograph by [[Dorothea Lange]], 1936]]
Unemployed individuals are unable to earn money to meet financial obligations. Failure to pay mortgage payments or to pay rent may lead to [[homelessness]] through [[foreclosure]] or [[eviction]].<ref>{{cite news |url=https://www.cbsnews.com/news/suburban-homeless-rising-tide-of-families-16-02-2010/ |title=Suburban Homeless: Rising Tide of Families |work=CBS News |date=16 February 2010 |access-date=30 May 2010 |archive-date=19 February 2010 |archive-url=https://web.archive.org/web/20100219010200/http://www.cbsnews.com/stories/2010/02/16/national/main6213988.shtml |url-status=live }}</ref> Across the United States the growing ranks of people made homeless in the foreclosure crisis are generating [[tent cities]].<ref>{{cite news |url=https://www.theguardian.com/world/2009/mar/26/tent-city-california-recession-economy |title=U.S. tent cities highlight new realities as recession wears on |newspaper=The Guardian |date=26 March 2009 |location=London |first=Oliver |last=Burkeman}}</ref>

Unemployment increases susceptibility to [[cardiovascular disease]], [[somatization]], [[anxiety disorder]]s, [[Depression (mood)|depression]], and [[suicide]]. In addition, unemployed people have higher rates of medication use, poor diet, physician visits, [[tobacco smoking]], [[alcoholic beverage]] consumption, drug use, and lower rates of exercise.<ref name=":0">{{Cite news|url = http://www.medscape.com/viewarticle/781380|title = Mission Critical: Getting Vets With PTSD Back to Work|last1 = Meade|first1 = Barbara J.|date = 29 March 2013|work = NIOSH: Workplace Safety and Health|last2 = Glenn|first2 = Margaret K.|last3 = Wirth|first3 = Oliver|publisher = Medscape & NIOSH}}</ref> According to a study published in Social Indicator Research, even those who tend to be optimistic find it difficult to look on the bright side of things when unemployed. Using interviews and data from German participants aged 16 to 94, including individuals coping with the stresses of real life and not just a volunteering student population, the researchers determined that even optimists struggled with being unemployed.<ref>{{cite news |url=http://newswise.com/articles/view/545782/ |title=Even Optimists Get the Blues When Pink-slipped |work=Newswise |access-date=27 October 2008 }}</ref>

In 1979, [[M. Harvey Brenner]] found that for every 10% increase in the number of unemployed, there is an increase of 1.2% in total mortality, a 1.7% increase in [[cardiovascular disease]], 1.3% more [[cirrhosis]] cases, 1.7% more suicides, 4.0% more arrests, and 0.8% more assaults reported to the police.<ref>{{cite book |first=M. Harvey |last=Brenner |chapter=Influence of the Social Environment on Psychology: The Historical Perspective |title=Stress and Mental Disorder |editor-first=James E. |editor-last=Barrett |location=New York |publisher=Raven Press |year=1979 |isbn=978-0-89004-384-4 }}</ref><ref name=b>{{cite web|author=Richard Ashley|year=2007|url=http://ashleymac.econ.vt.edu/ashley/3204/brenner.pdf|title=Fact sheet on the impact of unemployment|publisher=Virginia Tech, Department of Economics|access-date=11 October 2007|url-status=dead|archive-url=https://web.archive.org/web/20071025150953/http://ashleymac.econ.vt.edu/ashley/3204/brenner.pdf|archive-date=25 October 2007}}</ref>

A study by [[Christopher Ruhm]] in 2000 on the effect of recessions on health found that several measures of health actually improve during recessions.<ref name=Ruhm>{{cite journal |first=Christopher |last=Ruhm |title=Are Recessions Good for Your Health? |journal=[[Quarterly Journal of Economics]] |year=2000 |volume=115 |issue=2 |pages=617–650 |doi=10.1162/003355300554872 |s2cid=51729569 |url=http://libres.uncg.edu/ir/uncg/f/C_Ruhm_Are_2000.pdf }}</ref> As for the impact of an economic downturn on crime, during the [[Great Depression]], the crime rate did not decrease. The unemployed in the US often use [[welfare spending|welfare]] programs such as [[Supplemental Nutrition Assistance Program|food stamps]] or accumulating [[debt]] because unemployment insurance in the US generally does not replace most of the income that was received on the job, and one cannot receive such aid indefinitely.

Not everyone suffers equally from unemployment. In a prospective study of 9,570 individuals over four years, highly conscientious people suffered more than twice as much if they became unemployed.<ref>{{cite journal|last=Boyce|first=Christopher J.|author2=Wood, Alex M. |author3=Brown, Gordon D.A. |title=The dark side of conscientiousness: Conscientious people experience greater drops in life satisfaction following unemployment|journal=Journal of Research in Personality |year=2010 |volume=44 |issue=4 |pages=535–539 |doi=10.1016/j.jrp.2010.05.001 }}</ref> The authors suggested that may because of conscientious people making different attributions about why they became unemployed or through experiencing stronger reactions following failure. There is also the possibility of reverse causality from poor health to unemployment.<ref>{{cite journal|last=Bockerman|first=Petri|author2=Ilmakunnas, Pekka |title=Unemployment and self-assessed health: evidence from panel data|journal=Health Economics |year=2009|volume=18|issue=2|pages=161–179|doi=10.1002/hec.1361 |pmid=18536002 |url=http://www.petribockerman.fi/bockerman%26ilmakunnas_une_2009.pdf|citeseerx=10.1.1.719.5903}}</ref>

Some researchers hold that many of the low-income jobs are not really a better option than unemployment with a [[welfare state]], with its [[unemployment insurance]] benefits. However, since it is difficult or impossible to get unemployment insurance benefits without having worked in the past, those jobs and unemployment are more complementary than they are substitutes. (They are often held short-term, either by students or by those trying to gain experience; turnover in most low-paying jobs is high.)

Another cost for the unemployed is that the combination of unemployment, lack of financial resources, and social responsibilities may push unemployed workers to take jobs that do not fit their skills or allow them to use their talents. Unemployment can cause [[underemployment]], and fear of job loss can spur psychological anxiety. As well as anxiety, it can cause depression, lack of confidence, and huge amounts of stress, which is increased when the unemployed are faced with health issues, poverty, and lack of relational support.<ref>{{Cite journal|title = Unemployment and underemployment: A narrative analysis about loss|url = https://www.researchgate.net/publication/236855506|journal = Journal of Vocational Behavior|pages = 256–265|volume = 82|issue = 3|doi = 10.1016/j.jvb.2013.02.005|first1 = David L.|last1 = Blustein|first2 = Saliha|last2 = Kozan|first3 = Alice|last3 = Connors-Kellgren|year = 2013}}</ref>

Another personal cost of unemployment is its impact on relationships. A 2008 study from Covizzi, which examined the relationship between unemployment and divorce, found that the rate of divorce is greater for couples when one partner is unemployed.<ref>{{Cite journal
| last = Covizzi
| first = Ilaria
| date = 1 July 2008
| title = Does Union Dissolution Lead to Unemployment? A Longitudinal Study of Health and Risk of Unemployment for Women and Men Undergoing Separation
| journal = European Sociological Review
| language = en
| volume = 24
| issue = 3
| pages = 347–361
| doi = 10.1093/esr/jcn006
| issn = 0266-7215
}}</ref> However, a more recent study has found that some couples often stick together in "unhappy" or "unhealthy" marriages when they are unemployed to buffer financial costs.<ref>{{Cite journal
| last1 = Amato
| first1 = Paul R.
| last2 = Beattie
| first2 = Brett
| date = 1 May 2011
| title = Does the unemployment rate affect the divorce rate? An analysis of state data 1960–2005
| journal = Social Science Research
| volume = 40
| issue = 3
| pages = 705–715
| doi = 10.1016/j.ssresearch.2010.12.012
}}</ref> A 2014 study by Van der Meer found that the stigma that comes from being unemployed affects personal well-being, especially for men, who often feel as though their masculine identities are threatened by unemployment.<ref>{{Cite journal
| last = Meer
| first = Peter H. van der
| date = 21 November 2012
| title = Gender, Unemployment and Subjective Well-Being: Why Being Unemployed Is Worse for Men than for Women
| journal = Social Indicators Research
| language = en
| volume = 115
| issue = 1
| pages = 23–44
| doi = 10.1007/s11205-012-0207-5
| s2cid = 145056657
| issn = 0303-8300
}}</ref>