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== Subsidiaries == === Sainsbury's Bank === {{main|Sainsbury's Bank}} In 1997, Sainsbury's Bank was established – a joint venture between J Sainsbury plc and the [[Bank of Scotland]],<ref>{{cite web|url=https://www.telegraph.co.uk/finance/newsbysector/banksandfinance/11330965/Sainsburys-Bank-systems-failure-leaves-shoppers-unable-to-use-credit-cards.html |title=Sainsbury's Bank systems failure leaves shoppers unable to use credit cards |date=7 January 2015 |access-date=22 May 2016 |url-status=live |archive-url=https://web.archive.org/web/20160701144350/http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/11330965/Sainsburys-Bank-systems-failure-leaves-shoppers-unable-to-use-credit-cards.html |archive-date=1 July 2016 }}</ref> later a part of the [[Lloyds Banking Group]]. Services offered include car, life, home, pet and travel insurance as well as health cover, loans, credit cards, savings accounts and [[individual savings account]]s. On 8 May 2013, Sainsbury's announced it would buy the 50% share in the business owned by Lloyds Banking Group.<ref>{{cite web|url=http://www.theguardian.com/business/2013/may/08/sainsburys-bank-stake-lloyds|title=Sainsbury's takes full control of bank|date=8 May 2013|website=The Guardian|access-date=2 October 2020|archive-date=19 July 2022|archive-url=https://web.archive.org/web/20220719015246/https://www.theguardian.com/business/2013/may/08/sainsburys-bank-stake-lloyds|url-status=live}}</ref> In October 2024, Sainsbury's announced the sale of its personal loans, credit cards and savings business to [[NatWest]], which completed on 1 May 2025.<ref>{{cite web |url=https://news.sky.com/story/sainsburys-sells-banking-arm-to-natwest-13155858|title=Sainsbury's sells banking arm to NatWest|date=20 June 2024|newspaper=Sky News|access-date=23 October 2024}}</ref><ref>{{cite web |title=Transfer Scheme {{!}} Sainsbury’s Bank |url=https://www.sainsburysbank.co.uk/transfer-scheme |url-status=live |archive-url=https://web.archive.org/web/20250501122504/https://www.sainsburysbank.co.uk/transfer-scheme |archive-date=1 May 2025 |access-date=1 May 2025 |website=www.sainsburysbank.co.uk }}</ref> === Sainsbury's Energy === Founded in 2011, Sainsbury's Energy is a virtual utility provider in partnership with [[Npower (United Kingdom)|nPower]] who offer gas and electricity. Sainsbury's no longer have face-to-face salespersons in-shop but there are leaflets and posters etc. advertising Sainsbury's Energy in its supermarkets.<ref>{{cite web |url=http://www.which.co.uk/energy/saving-money/guides/small-energy-companies/sainsburys-energy/ |title=Energy companies reviewed: Sainsbury's Energy |publisher=Which.co.uk |access-date=14 March 2014 |archive-date=15 March 2014 |archive-url=https://web.archive.org/web/20140315013559/http://www.which.co.uk/energy/saving-money/guides/small-energy-companies/sainsburys-energy/ |url-status=live }}</ref><ref>{{cite web |url=http://www.electricity-guide.org.uk/providers/sainsburys.html |title=Sainsburys Energy « Electricity Guide |publisher=Electricity-guide.org.uk |access-date=14 March 2014 |archive-date=5 December 2013 |archive-url=https://web.archive.org/web/20131205171214/http://www.electricity-guide.org.uk/providers/sainsburys.html |url-status=live }}</ref> Sainsbury's Energy was previously supplied by [[British Gas]]; the agreement ended in 2019 with nPower commencing supply from February.<ref>{{cite web|url=https://utilityweek.co.uk/npower-supply-sainsburys-energy-customers/|title=npower supply Sainsbury's energy customers|date=23 April 2019|publisher=utilityweek.com|access-date=20 May 2019|archive-date=6 August 2020|archive-url=https://web.archive.org/web/20200806221719/https://utilityweek.co.uk/npower-supply-sainsburys-energy-customers/|url-status=live}}</ref> nPower in November 2019 was acquired by E.On Group as part of the acquisition of Innogy which led to E.On Next being the supplier for Sainsbury's Energy as of July 2020.<ref>{{cite news |title=E.ON completes migration of two million former npower customers to E.ON Next in record speed |url=https://www.eonenergy.com/About-eon/media-centre/eon-migration-two-million-npower-customers-eon-next/ |access-date=6 June 2022 |website=E.ON completes migration of two million former npower customers to E.ON Next in record speed |archive-date=28 February 2022 |archive-url=https://web.archive.org/web/20220228134458/https://www.eonenergy.com/About-eon/media-centre/eon-migration-two-million-npower-customers-eon-next/ |url-status=live }}</ref> === Argos === {{main|Argos (retailer)}} The company was founded in 1972 and its Green Shield Stamps catalogue shops were rebranded as ''Argos'' beginning in July 1974.<ref>{{cite web|title=Sainsbury's acquisition of Argos parent company now complete – Retail Gazette|url=https://www.retailgazette.co.uk/blog/2016/09/sainsburys-acquisition-of-argos-parent-company-now-complete/|access-date=2 July 2021|website=www.retailgazette.co.uk|date=2 September 2016 }}</ref><ref>{{cite news |last1=Ruddick |first1=Graham |title=The Argos story: from Green Shield Stamps via Tesco and now Sainsbury's? |url=https://www.theguardian.com/business/2016/jan/05/argos-story-green-shield-stamps-tesco-sainsburys |access-date=12 October 2024 |work=[[The Guardian]] |date=5 January 2016}}</ref> === Habitat === {{main|Habitat (retailer)}} Habitat is a furniture store, it was acquired by Sainsbury's in 2019, all standalone shops closed and now the brand soley exists as a replacement for Sainsbury's home in their supermarkets. Its larger sets of furniture are now provided by Argos, another one of Sainsbury's brands.<ref>{{cite web |title=Habitat UK Limited initial submission: store cards market investigation |url=http://www.competition-commission.org.uk/Inquiries/completed/2006/storecard/pdf/initial_subs_retailers_habitat.pdf |publisher=[[Competition Commission]] |date=12 May 2004 |access-date=3 December 2009 |url-status=usurped |archive-url=https://web.archive.org/web/20071026013112/http://www.competition-commission.org.uk//inquiries/completed/2006/storecard/pdf/initial_subs_retailers_habitat.pdf |archive-date=26 October 2007 }}</ref>
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