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===NIST authenticator assurance levels=== NIST defines three levels of assurance with respect to authenticators. The highest authenticator assurance level (AAL3) requires multi-factor authentication using either a multi-factor authenticator or an appropriate combination of single-factor authenticators. At AAL3, at least one of the authenticators must be a cryptographic hardware-based authenticator. Given these basic requirements, possible authenticator combinations used at AAL3 include: # A multi-factor cryptographic hardware-based authenticator # A single-factor cryptographic hardware-based authenticator used in conjunction with some other authenticator (such as a password authenticator) See the NIST Digital Identity Guidelines for further discussion of authenticator assurance levels.<ref name="NIST-SP-800-63B" />
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