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=== Financial center === The city is an important [[financial center]].<ref>{{Cite journal |last=Finke |first=Tobias Rafael |date=2016 |title=Deutschland, deine Finanzplätze |journal=Die Bank – Zeitschrift für Bankpolitik und Praxis |volume=8 |pages=18–22 }}</ref> More than 30,000 people work for the financial and insurance sector in Düsseldorf.<ref>{{Cite web |url=https://statistik.arbeitsagentur.de/nn_217688/Statischer-Content/Rubriken/Beschaeftigung/Beschaeftigte/Beschaeftigte-nach-Regionen-Kreise-kreisefreie-Staedte-und-Agenturen-fuer-Arbeit.html |title=Regionalreport über Beschäftigte – Kreise und Agenturen für Arbeit |date=2019 |access-date=2 November 2019 |archive-date=2 November 2019 |archive-url=https://web.archive.org/web/20191102220019/https://statistik.arbeitsagentur.de/nn_217688/Statischer-Content/Rubriken/Beschaeftigung/Beschaeftigte/Beschaeftigte-nach-Regionen-Kreise-kreisefreie-Staedte-und-Agenturen-fuer-Arbeit.html |url-status=dead }}</ref> There are around 170 national and [[global financial system|international financial institutions]], and about 130 insurance agencies, and one of Germany's eight [[stock exchange]]s. [[HSBC Trinkaus|HSBC]] has its German headquarters in Düsseldorf and employs 3,000 people. [[NRW.BANK]] is a development bank of the State of North Rhine-Westphalia and the largest state development bank in Germany. NRW.BANK was spun off from [[Portigon Financial Services|WestLB]] in 2002. Today [[Deutsche Bank]] and [[Commerzbank]] have major branches in Düsseldorf with about 2,000 employees. Düsseldorf is also the most important German financial center for Japanese credit institutions. [[MUFG Bank]], [[Sumitomo Mitsui Banking Corporation|SMBC]] and [[Mizuho Bank|Mizuho]] have their German headquarters in Düsseldorf. Also [[Santander Consumer Bank (Deutschland)|Santander]] has its German headquarters in the Düsseldorf region. Some major insurance companies such as [[ERGO Group|ERGO]], a subsidiary of [[Munich Re]], and [[ARAG SE|ARAG]] are located in the city. Several other major financial service companies have their headquarters in the city.
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