Editing Economy of Iran (section)

=== Social security ===
{{See also|Social Security Organization|Healthcare in Iran}}

Although Iran does not offer universal social protection, in 1996, the Iranian Center for Statistics estimated that more than 73% of the Iranian population was covered by social security.<ref name="Irandev">{{Cite web|title=Iran: Country Brief |publisher=[[World Bank]] |year=2009 |url=http://go.worldbank.org/KQD2RP3RX0 |archive-url=http://webarchive.loc.gov/all/20110210062245/http://go.worldbank.org/KQD2RP3RX0 |archive-date=February 10, 2011 |access-date=July 12, 2009 }}</ref> Membership of the social security system for all employees is compulsory.<ref name="Labor">{{cite web |url = http://www.ilo.org/dyn/natlex/docs/WEBTEXT/21843/64830/E90IRN01.htm |title = ''Labour Code'' |access-date = March 1, 2009 |last = Rouznameh |first = Rasmi |year = 1990 |publisher = [[International Labour Organization]] }}</ref>

Social security ensures employee protection against unemployment, disease, old age and occupational accidents.<ref name=SSA /> In 2003, the government began to consolidate its welfare organizations to eliminate redundancy and inefficiency. In 2003 the minimum standard pension was 50% of the worker's earnings but no less than the minimum wage.<ref name=SSA /> Iran spent 22.5% of its 2003 national [[budget]] on [[social welfare]] programs of which more than 50% covered pension costs.<ref name=CBI2>{{cite web |url = http://www.cbi.ir/showitem/6650.aspx |title = Annual Review |publisher = [[Central Bank of Iran]] |date = December 2009 |access-date = May 10, 2010 |archive-date = June 18, 2011 |archive-url = https://web.archive.org/web/20110618061133/http://www.cbi.ir/showitem/6650.aspx }}</ref> Out of the 15,000 homeless in Iran in 2015, 5,000 were [[Women in Iran|women]].<ref>[http://www.payvand.com/news/15/jul/1076.html Women now comprise one-third of homeless Iranians] {{Webarchive|url=https://web.archive.org/web/20170917080550/http://www.payvand.com/news/15/jul/1076.html |date=September 17, 2017 }}. [[Radio Zamaneh]], July 12, 2015. Retrieved July 14, 2015.</ref>

Employees between the age of 18 and 65 years are covered by the social security system with financing shared between the employee (7% of salary), the employer (20–23%) and the state, which in turn supplements the employer contribution up to 3%.<ref>[https://www.socialsecurity.gov/policy/docs/progdesc/ssptw/2004-2005/asia/iran.html Social Security Programs Throughout the World: Asia and the Pacific]. [[Social Security Administration]], 2004. Retrieved March 14, 2014.</ref> Social security applies to self-employed workers, who voluntarily contribute between 12% and 18% of income depending on the protection sought.<ref name=SSA>[https://www.socialsecurity.gov/policy/docs/progdesc/ssptw/2004-2005/asia/iran.html Iran's entry]. U.S. Social Security Administration. Retrieved October 14, 2010.</ref> [[Civil Servants Pension Organization|Civil servants]], the regular military, law enforcement agencies, and IRGC have their own pension systems.<ref>[http://web.worldbank.org/external/default/main?pagePK=51187349&piPK=51189435&theSitePK=312943&menuPK=64187510&searchMenuPK=312997&theSitePK=312943&entityID=000160016_20031029121338&searchMenuPK=312997&theSitePK=312943 Iran – The pension system in Iran] {{webarchive |url=https://web.archive.org/web/20111130113548/http://web.worldbank.org/external/default/main?pagePK=51187349&piPK=51189435&theSitePK=312943&menuPK=64187510&searchMenuPK=312997&theSitePK=312943&entityID=000160016_20031029121338&searchMenuPK=312997&theSitePK=312943 |date=November 30, 2011 }}. World Bank (2003). Retrieved February 3, 2011.</ref>