Editing Economy of Pakistan (section)

=== Middle class ===
{{See also|Labour force of Pakistan}}
[[File:Office Building Karachi Pakistan.png|thumb|The Dawood Centre in [[Karachi]], M.T. Khan Road]]

{{as of|2017}}, according to the ''[[Wall Street Journal]]'', citing estimates largely based on income and the purchase of consumption goods, had suggested that as many as 42% of Pakistan's population may now belong to the [[Upper class|upper]] and [[Middle class|middle classes]]. If these numbers are correct, or even indicative in any broad sense, then 87 million Pakistanis belong to the middle and upper classes, a population size which is larger than that of Germany.<ref name=":13">{{cite web |title=Credit for Housing and Construction |url=https://www.sbp.org.pk/MpMG/progress.html |access-date=22 August 2022 |website=sbp.org.pk}}</ref> Official figures also show that the proportion of households that own a motorcycle and washing machines has grown impressively over the past 15 years.<ref>{{cite web|url=https://tribune.com.pk/story/1398602/pakistans-middle-class-continues-grow-rapid-pace/|title=Pakistan's middle class continues to grow at a rapid pace|date=2 May 2017|website=The Express Tribune|access-date=30 September 2018}}</ref> Furthermore, the IBA-SBP Consumer Confidence Index recorded its highest-ever level of 174.9 points in January 2017, showing an increase of 17 points from July 2016.

Separately, consumer financing recorded at Rs. 179 billion during FY 2022. Auto finance continued to be the dominant segment, followed by house building, which showed remarkable growth after the ''Mera Pakistan Mera Ghar'' scheme initiated by the State Bank of Pakistan in December 2020.<ref name=":13" /><ref name=":6" />