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===The Netherlands=== {{Further|Health care in the Netherlands}} The Netherlands has introduced a new system of health care insurance based on [[risk equalization]] through a risk [[equalization pool]]. In this way, a compulsory insurance package is available to all citizens at affordable cost without the need for the insured to be assessed for risk by the insurance company. Furthermore, health insurers are now willing to take on high risk individuals because they receive compensation for the higher risks.<ref>http://www.minvws.nl/en/themes/health-insurance-system/ Ministry of Health, Welfare and Sport</ref> A 2008 article in the journal [[Health Affairs]] suggested that the Dutch health system, which combines mandatory universal coverage with competing private health plans, could serve as a model for reform in the US.<ref>Wynand P.M.M. van de Ven and Frederik T. Schut, [http://content.healthaffairs.org/cgi/reprint/27/3/771?ijkey=DsTX9syExLZLc&keytype=ref&siteid=healthaff "UniversalMandatory Health Insurance In The Netherlands: AModel For The United States?,"] [[Health Affairs]], Volume 27, Number 3, May/June 2008</ref><ref>Helen Garey and Deborah Lorber [http://www.commonwealthfund.org/publications/publications_show.htm?doc_id=685125 "Universal Mandatory Health Insurance in The Netherlands: A Model for the United States?,"] In the Literature, the [[Commonwealth Fund]], May 13, 2008</ref>
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