Editing Social Security (United States) (section)

=== Delayed benefits ===
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! colspan="3" style="background:#ccf; text-align:center;"|Delayed Social Security Increases<br />for retiring after full retirement age<ref name="delayret">{{cite web | title=Delayed Retirement Credits | url=http://www.socialsecurity.gov/retire2/delayret.htm | access-date=November 14, 2013}}</ref>
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!align="right"|Year<br />of birth||Yearly<br />% increase||Monthly<br />% increase
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!align right|1933–1934||5.5%||11/24 of 1%
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!align right|1935–1936||6.0%||1/2 of 1%
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!align right|1937–1938|| 6.5%||13/24 of 1%
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!align right|1939–1940||7.0%||7/12 of 1%
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!align right|1941–1942||7.5%||5/8 of 1%
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!align right|1943+||8.0%||2/3 of 1%
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If a worker delays receiving Social Security retirement benefits until after they reach full retirement age,<ref name="delayret" /> the benefit will increase by two-thirds of one percent of the PIA per month.<ref>{{Cite web | url=https://www.ssa.gov/planners/retire/delayret.html | title=Benefits Planner: Retirement {{!}} Delayed Retirement Credits {{!}} Social Security Administration | website=ssa.gov | language=en | access-date=2019-10-19}}</ref> After age 70 there are no more increases as a result of delaying benefits. Social Security uses an "average" survival rate at your full retirement age to prorate the increase in the amount of benefit increase so that the total benefits are roughly the same whenever a person retires. Women may benefit more than men from this delayed benefit increase since the "average" survival rates are based on both men and women and women live approximately three years longer than men. The other consideration is that workers have a limited number of years of "good" health left after they reach full retirement age and unless they enjoy their job they may be passing up an opportunity to do something else they may enjoy doing while they are still relatively healthy.