Editing Economy of Bolivia (section)

===Services===
The services industry in Bolivia remains undeveloped.<ref name="loc" /> Inhabiting one of the poorest countries in South America, Bolivians have weak purchasing power.<ref name="loc" /> The retail sector suffers from weak demand and competition with a large black market of contraband goods.<ref name="loc" /> U.S. companies such as [[McDonald's]] and [[Domino's]] have pulled out of Bolivia in recent years.<ref name="loc" />
[[File:Edificio de la Bolsa Boliviana de Valores en La Paz, Bolivia.jpg|thumb|Headquarters of the [[Bolivian Stock Exchange]] in [[La Paz]].]]

====Banking and finance====
Banking in Bolivia has long suffered from corruption and weak regulation.<ref name="loc" /> However, a series of reforms initiated by the 1993 Banking Law and subsequent acts are gradually improving Bolivia's banking sector.<ref name="loc" /> Bolivia has a [[central bank]] and nine private banks.<ref name="loc" /> Consolidation occurred following reforms, lowering the number of private banks in Bolivia from 14 in 1995 to nine in 2003.<ref name="loc" /> Foreign participation and investment in Bolivian banks are allowed.<ref name="loc" /> About 90 percent of Bolivian bank deposits are held in U.S. dollars.<ref name="loc" /> The Bolivian government is trying to change this situation by taxing dollarized accounts while exempting boliviano accounts from the tax.<ref name="loc" /> As recently as 2002, 27 percent of all loans were non-performing, leading most foreign investors to focus their resources in the somewhat-safer venue of corporate lending.<ref name="loc" /> Most bank lending in 2003 went to manufacturing (24 percent), followed by property services (18 percent) and trade and retail (16 percent).<ref name="loc" /> Bad debt remains at a historically high level.<ref name="loc" /> Further reforms are necessary, including the pending act to introduce a deposit guarantee system.<ref name="loc" /> Bolivia's stock market expanded in 1998 to include corporate bonds, along with the money market and government bond options that had existed previously.<ref name="loc" /> The privatization of Bolivia's social security program has bolstered the stock market.<ref name="loc" />
[[File:The Salar De Uyuni Uyuni Flags Salt Desert Bolivia.jpg|thumb|The [[Salar de Uyuni]] is a major tourist destination in Bolivia.]]

====Tourism====
{{main|Tourism in Bolivia}}
Bolivia's spectacular vistas and natural attractions have not been enough to transform the country into a major tourist destination because of its political instability and lack of first-class accommodations.<ref name="loc" /> Still, Bolivia's tourist industry has grown gradually over the past 15 years.<ref name="loc" /> In 2000 Bolivia attracted 306,000 tourists, compared with 254,000 in 1990.<ref name="loc" /> Tourist revenue peaked at US$179&nbsp;million in 1999.<ref name="loc" /> Tourism in Bolivia declined following the 11 September 2001 attack on the United States, as was the case across North and South America.<ref name="loc" /> Since from 2001 the tourism sector, however, is strongly increasing, in fact in 2018 the number of tourists reached 1.142,000 arrivals.<ref>{{cite web|url=http://data.worldbank.org/indicator/ST.INT.ARVL|title=International tourism, number of arrivals – Data|publisher=World Bank}}</ref>